Banking built for the modern world
Open a checking, savings, or CD account in minutes. No monthly fees, no minimum balance, and FDIC-insured deposits up to $250,000.
How it works
Start banking in three simple steps
No paperwork, no branch visits, no waiting. Open your account online and start managing your money in minutes.
Apply Online
Open your checking, savings, or CD account in under 3 minutes. No paperwork, no branch visits.
Fund Your Account
Deposit via ACH, wire, Zelle, or transfer. Funds available based on deposit method.
Start Banking
Send transfers, pay bills, manage your cards, and track everything from your dashboard.
Everything you need in one place
From everyday checking to long-term savings, Faircrest Bank provides the tools you need to take control of your finances.
FDIC Insured
Your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation. Your money is safe with Faircrest Bank.
Instant Transfers
Send money instantly with Zelle or Faircrest-to-Faircrest transfers. No fees, no waiting.
Full Card Control
Turn your card on/off, lock it if stolen, replace instantly. Virtual and physical debit cards included.
Competitive Rates
Earn up to 5.50% APY on CDs and up to 4.60% on savings. Rates that rival the best online banks.
Spending Insights
Track every dollar with categorized spending charts. Know exactly where your money goes each month.
Send Money Anywhere
Domestic wires, ACH, Zelle, and international SWIFT transfers. Multiple ways to move your money.
Your money is protected at every level
Faircrest Bank employs multiple layers of security to ensure your funds and personal information remain safe.
What our customers say
Trusted by customers nationwide
Our customers rely on Faircrest Bank for everyday banking and beyond.
“Faircrest Bank's checking account is exactly what I needed. No monthly fees, instant Zelle transfers, and the spending insights help me track business expenses.”
Michael Torres
Small Business Owner, Austin TX
“The CD rates are fantastic. I moved my savings to Faircrest and I'm earning 5.10% APY on my 12-month CD. Way better than my old bank.”
Emily Richardson
Software Engineer, Seattle WA
“Being able to lock my card instantly when I lost my phone gave me peace of mind. Customer support had me sorted in minutes.”
David Kim
Freelance Designer, NYC
Faircrest at a glance
Everything you need to bank with confidence
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