Rates & Fees
Transparent pricing with no hidden fees. See our current rates and the complete fee schedule below.
Savings Account APY
Up to 4.60%
Annual Percentage Yield
Under $2,5003.50%
$2,500 - $9,9994.00%
$10,000 - $24,9994.25%
$25,000 - $49,9994.40%
$50,000+4.60%
CD Rates
Up to 5.50%
Annual Percentage Yield
3 months4.10%
6 months4.50%
12 months5.10%
24 months5.25%
36 months5.35%
60 months5.50%
Money Market APY
Up to 4.60%
Annual Percentage Yield
$2,500 - $9,9994.00%
$10,000 - $24,9994.25%
$25,000 - $49,9994.40%
$50,000+4.60%
APY is accurate as of the current date and may change at any time without notice. Fees could reduce the earnings on the account. Consult the complete fee schedule below.
Complete Fee Schedule
All fees associated with your Faircrest Bank accounts.
| Service | Fee |
|---|---|
| Account Opening | Free |
| Monthly Maintenance | Free |
| Domestic Wire (outgoing) | $25 |
| Domestic Wire (incoming) | Free |
| International Wire (outgoing) | $45 |
| International Wire (incoming) | $15 |
| ACH Transfer | Free |
| Zelle Transfer | Free |
| Handle Transfer (Instant) | $0.25 |
| Handle Transfer (Standard) | Free |
| Debit Card Replacement | Free |
| Expedited Card Shipping | $25 |
| ATM (In-network) | Free |
| ATM (Out-of-network) | $2.50 |
| Overdraft | None |
| Paper Statement | $3 |
| Stop Payment | $25 |
Fee schedule subject to change with 30 days advance notice. Some fees may be waived under certain conditions. Contact support@faircrestbank.com for details.