Your security is our top priority
As a fully online banking platform, security is at the core of everything we do. Faircrest Bank employs multiple layers of encryption, monitoring, and access controls to protect your accounts, transactions, and personal information 24/7.
How We Protect You
Our security infrastructure is built from the ground up to protect your money and data at every layer.
End-to-End Encryption
All data transmitted between your device and our servers is encrypted using 256-bit TLS encryption, the same standard used by leading financial institutions worldwide.
Fraud Detection
Our real-time monitoring systems analyze every transaction for suspicious patterns. Unusual activity triggers immediate alerts and temporary holds to protect your funds.
Secure Authentication
Your session is protected with cryptographically signed tokens stored in httpOnly cookies, making them inaccessible to malicious scripts or third parties.
Isolated Infrastructure
We employ network segmentation and containerized services to ensure that a compromise in one system cannot spread to others. Your data stays compartmentalized.
Activity Monitoring
Every login, transaction, and account change is logged and monitored. You can review your full activity history at any time from your account settings.
Session Management
Active sessions are automatically expired after a period of inactivity. You can review and revoke any active session from your security settings.
Our Security Practices
Beyond technology, we maintain strict operational security practices that ensure your account is protected at every level.
Report a Concern
Suspicious activity on your account?
If you notice any unauthorized activity or have security concerns, contact our security team immediately. We respond to all security reports within 2 hours during business hours.
Email: security@falrcrest.com
Emergency: +1 (516) 200-1856
Compliance & Certifications
We meet or exceed the regulatory standards required for online financial institutions.
PCI DSS Level 1
We meet the highest level of Payment Card Industry compliance, ensuring your card data is handled with the strictest security controls.
SOC 2 Type II
Our operations are audited annually for security, availability, and confidentiality controls by independent third-party auditors.
GDPR Compliant
We comply with the EU General Data Protection Regulation. Your personal data is processed lawfully, transparently, and with your consent.
Data Encryption at Rest
All sensitive data stored in our databases is encrypted using AES-256, ensuring your information remains protected even in the unlikely event of a breach.
24/7 Account Monitoring
Our automated systems continuously monitor your account for unusual activity. If a transaction appears suspicious, we may temporarily hold it and notify you immediately via email. This process helps prevent fraud before it impacts your balance.
Protect Your Account
Security is a shared responsibility. Follow these best practices to keep your account safe.
Use a strong, unique password
Choose a password that is at least 12 characters long and includes a mix of letters, numbers, and symbols. Never reuse passwords across different sites.
Enable two-factor authentication
Add an extra layer of security to your account by enabling 2FA. Even if someone obtains your password, they cannot access your account without the second factor.
Monitor your account regularly
Check your transaction history frequently and report any suspicious activity immediately. Early detection is the best defense against fraud.
Keep your devices updated
Always install the latest security updates on your phone, tablet, and computer. Outdated software can contain vulnerabilities that attackers exploit.
Beware of phishing attempts
Faircrest Bank will never ask for your password, PIN, or full card number via email or phone. Always verify the sender before clicking links.
Log out on shared devices
If you access your account on a public or shared computer, always log out completely and clear your browser cache when finished.